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SearchFixed Rate Mortgage
With a fixed rate mortgage at National Iron Bank, you can find comfort in having a set monthly payment for the term of your loan.
Features Content
- Terms ranging from 10 to 30 years available
- Borrow up to $500,000 without paying Jumbo rates
Current Rates Content
Fixed Rates CT & MA
Effective Date: Thursday, April 25, 2019
| Points | Origination Fee | Interest Rate | APR | Payment Per $1,000 | |
|---|---|---|---|---|---|
| 25 Year | 0 | $950 | 4.375% | 4.427% | $5.49 |
| 1 | $950 | 4.125% | 4.176% | $5.35 | |
| 20 Year | 0 | $950 | 4.250% | 4.312% | $6.19 |
| 1 | $950 | 4.000% | 4.178% | $6.06 | |
| 15 Year | 0 | $950 | 3.750% | 3.828% | $7.27 |
| 1 | $950 | 3.500% | 3.725% | $7.15 | |
| 10 Year | 0 | $950 | 3.500% | 3.612% | $9.89 |
| 1 | $950 | 3.250% | 3.573% | $9.77 |
Annual Percentage Rate (APR) quoted above are based on a representative $350,000 loan amount, with 20% down payment/equity for the stated term and include the points listed. Rates are not guaranteed until lock-in and subject to change without notice. All loan applications are subject to credit underwriting and property approval. Homeowners Insurance and flood insurance (if applicable) required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Loan rates are for a first lien position on single family owner-occupied residences up to $500.000 (up to $484,350 for 30 year fixed). Call for rates available for 2-4 family residences. Origination fees quoted in the above table are for portfolio loans only. Secondary Loans will have a higher origination fee.
Fixed Rates NY
Effective Date: Thursday, April 25, 2019
| Points | Origination Fee | Interest Rate | APR | Payment Per $1,000 | |
|---|---|---|---|---|---|
| 25 Year Fixed Rate | 0 | $950 | 4.625% | 4.678% | $5.63 |
| 1 | $950 | 4.375% | 4.427% | $5.49 | |
| 20 Year Fixed Rate | 0 | $950 | 4.500% | 4.563% | $6.33 |
| 1 | $950 | 4.250% | 4.429% | $6.19 | |
| 15 Year Fixed Rate | 0 | $950 | 4.000% | 4.079% | $7.40 |
| 1 | $950 | 3.750% | 3.976% | $7.27 | |
| 10 Year Fixed Rate | 0 | $950 | 3.750% | 3.863% | $10.01 |
| 1 | $950 | 3.500% | 3.825% | $9.89 |