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Features Content

  • Pay a fixed rate
  • Terms of 5, 10, and 15 years
  • Can be used for home renovation, financing a college education, restructuring debt and more

* Initial one time draw. Amortized monthly automatic payment deductions from an Iron Country Checking Accounts is required. Loan must be at least $25,000 new money. Loans are subject to a $150 origination fee. On loans Property insurance required. Rates vary by overall credit worthiness and loan to value ratio of each applicant. Rates subject to change without notice. All New York state loans involving a lien on real estate will price at 1/4% above the posted rates. The Bank’s credit criteria apply. Any origination fees quoted are for portfolio loans only. Sold mortgages will have a higher origination fee.

Current Rates Content

Fixed Home Equity NY

Effective Date: Tuesday, November 21, 2017

ProductOrigination FeeInterest RateAPRPayment Per $1,000
5 Year Fixed Rate Home Equity$1503.750%3.830%$18.30
5 Year Fixed Rate Home Equity - JUMBO$1504.000%4.008%$18.42
10 Year Fixed Rate Home Equity$1504.200%4.243%$10.22
10 Year Fixed Rate Home Equity - JUMBO$1504.450%4.454%$10.34
15 Year Fixed Rate Home Equity$1504.500%4.543%$7.65
15 Year Fixed Rate Home Equity - JUMBO$1504.750%4.780%$7.78

Fixed Home Equity CT & MA

Effective Date: Tuesday, November 21, 2017

ProductOrigination FeeInterest RateAPRPayment Per $1,000
5 Year Fixed Rate Home Equity$1503.500%3.580%$18.19
5 Year Fixed Rate Home Equity-JUMBO$1503.750%3.758%$18.30
10 Year Fixed Rate Home Equity$1503.950%3.992%$10.10
10 Year Fixed Rate Home Equity-JUMBO$1504.200%4.204%$10.22
15 Year Fixed Rate Home Equity$1504.250%2.280%$7.52
15 Year Fixed Rate Home Equity-JUMBO$1504.500%4503%$7.65

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