Our Featured Rates

Mortgages - Portfolio Loans

Fixed-Rate Mortgages: Annual Percentage Rates (APR) quoted are based on a representative $350,000 loan amount with 20% down payment/equity for the stated term. Rates are not guaranteed until lock-in and are subject to change without notice. All loan applications are subject to credit underwriting and property approval. Homeowners Insurance and flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Loan rates are for a first lien position on single family owner-occupied residences up to $500,000. Call for available rates for 2-4 family residences. $950 origination fee.

• For every $1,000 borrowed at 6.750% for 10 years, your payment will be $11.48 monthly. The payment does not includes taxes and insurance, and the payment may be greater.
• For every $1,000 borrowed at 6.875% for 15 years, your payment will be $8.92 monthly. The payment does not includes taxes and insurance, and the payment may be greater.
• For every $1,000 borrowed at 7.000% for 20 years, your payment will be $7.75 monthly. The payment does not includes taxes and insurance, and the payment may be greater.
• For every $1,000 borrowed at 7.250% for 30 years, your payment will be $6.82 monthly. The payment does not includes taxes and insurance, and the payment may be greater.

Adjustable-Rate Mortgages: Annual Percentage Rates (APR) quoted above are based on a representative $350,000 loan amount, with 20% down payment/equity for the stated term and include 0 points. Rates are not guaranteed until lock-in and are subject to change without notice. All loan applications are subject to credit underwriting and property approval. Homeowners Insurance and flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Loan rates are for a first lien position on single family owner-occupied residences up to $500,000. Call for available rates for 2-4 family residences.

ARM rates are based on the Wall Street Journal Prime Rate Index with a margin of 0.000%. All Adjustable Rate Mortgages (ARM) products are variable and may change after consummation of the loan. Any increase in APR will result in a higher payment. $950 origination fee.

Mortgages - Secondary Market

Fixed-Rate Mortgages: Annual Percentage Rates (APR) quoted are based on a representative $350,000 loan amount with 20% down payment/equity for the stated term. Rates are not guaranteed until lock-in and are subject to change without notice. All loan applications are subject to credit underwriting and property approval. Homeowners Insurance and flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Listed rates are for a first lien position on single family owner-occupied residences up to $500,000 (up to $484,350 for 30 year fixed). Call for available rates for 2-4 family residences. Origination fees quoted above are for portfolio loans only. Secondary market loans will have a higher origination fee.